Cheddar Potato Chowder

Cheddar Potato Chowder       Taste of Home 
2 c. water
2 c. diced unpeeled red potatoes
1 c. diced carrot
1/2 c. diced celery
1/4 c. chopped onion
1 t. salt
1/4 t. pepper
1/4 c. all-purpose flour
2 c. 2% milk
2 c. (8 ounces) shredded reduced-fat cheddar cheese
1 c. cubed fully cooked lean ham

In a Dutch oven, combine the first seven ingredients. Bring to a boil. Reduce heat; cover and simmer for 10-12 minutes or until tender.
Meanwhile, place flour in a large saucepan; gradually whisk in milk. Bring to a boil over medium heat; cook and stir for 2 minutes or until thickened. Remove from the heat. Add cheese; stir until melted. Stir the ham and the cheese sauce into undrained vegetables; stir until combined. Yield: 7 servings.